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” Recently, some economists have begun to discuss the costs and benefits of maintaining extremely low short-term interest rates for an extended period.
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The election results will only intensify factors making competition with bank lenders more difficult, including the effect of interest rates as well as the regulatory.
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The requirement under proposed § 1041.
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The Bureau proposes to find that it takes unreasonable advantage of consumers' inability to protect their interests when a lender attempts to withdraw payment from a consumer's account in connection with a covered loan after the lender's second consecutive attempt has failed due to a lack of sufficient funds, unless the lender obtains the consumer's new and specific authorization to make further withdrawals from the account.
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